Medicare Part B, often referred to as medical insurance, primarily covers outpatient care and services that are necessary to diagnose or treat a medical condition. This includes physician services, such as doctor visits, both in-office and during hospital stays, when a specialist or follow-up care is needed. Additionally, Medicare Part B covers preventive services, including vaccinations, screenings, and annual wellness visits, aimed at early detection and prevention of illnesses, helping to maintain overall health and potentially avoiding more serious health issues down the line.
Beyond routine and preventive care, Medicare Part B also covers a variety of outpatient services and durable medical equipment (DME). Outpatient services include emergency room visits, outpatient surgeries, lab tests, X-rays, and other diagnostic tests. Durable medical equipment, such as wheelchairs, walkers, and hospital beds, are also covered when prescribed by a doctor for use in the patient’s home. These coverages are crucial for individuals managing chronic conditions or recovering from significant health events, providing them with necessary tools and services to support their daily lives and health.
Medicare Part B also includes coverage for mental health services, which can be provided in an outpatient setting. This encompasses visits to psychiatrists, clinical psychologists, and clinical social workers. Furthermore, Part B helps cover outpatient hospital services for mental health care. Additionally, it covers a range of therapy services, such as physical therapy, occupational therapy, and speech-language pathology services, which are essential for rehabilitation after injuries or managing chronic conditions. By covering these diverse services, Medicare Part B plays a vital role in ensuring comprehensive medical care for seniors and other eligible individuals, supporting their overall well-being and health maintenance.
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Plans are provided by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the renewal of the plan’s contract with Medicare.
This is an insurance solicitation. Outside the Medicare Annual Enrollment Period, members can enroll in a plan only if they meet specific criteria. A licensed insurance agent can help determine your eligibility. We are not connected with, nor endorsed by, the U.S. government or the federal Medicare program. Plan availability varies by region and state. Callers will be connected with a licensed insurance agent from a third-party partner of Medicare Phone Support who can provide information about Medicare plan options from one or multiple insurance carriers. This information is not a comprehensive description of benefits. For a complete list of Medicare plans, please contact 1-800-MEDICARE, available 24/7, or visit www.medicare.gov.
The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in these plans depends on contract renewal. Enrollment may be restricted to certain times of the year unless you qualify for a special enrollment period or are in your Medicare Initial Enrollment Period. Deductibles, copays, and coinsurance may apply.
For assistance with plan choices, you can always contact 1-800-MEDICARE, or your local State Health Insurance Program (SHIP).
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