Christopher Alesevich
Licensed Medicare Broker
Sarasota, FL  •  Shelton, CT
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What Is Included In

Medicare Advantage

Let's Talk About Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare that is offered by private insurance companies approved by Medicare. These plans are required to cover all the services that Original Medicare (Part A and Part B) covers, including hospital and medical services. However, Medicare Advantage plans often provide additional benefits beyond what is covered by Original Medicare. These can include vision, dental, hearing, and wellness programs, which are not typically covered by Parts A and B.

One of the significant advantages of Medicare Advantage plans is the inclusion of prescription drug coverage, similar to Medicare Part D. This means that enrollees can get their hospital, medical, and prescription drug coverage all in one plan, simplifying their healthcare management. Additionally, many Medicare Advantage plans offer extra benefits such as routine vision exams, eyeglasses, hearing aids, fitness memberships, and even transportation to medical appointments. The specific benefits and coverage details can vary widely between different Medicare Advantage plans, so it’s essential for beneficiaries to compare plans carefully to find one that meets their needs.

Medicare Advantage plans also feature an annual out-of-pocket maximum, which can provide financial protection by capping the amount enrollees have to pay for covered services in a given year. Once this limit is reached, the plan covers 100% of the costs for covered services. This feature is particularly beneficial for those with chronic conditions or high healthcare needs, as it helps to limit their overall financial exposure. By offering a comprehensive range of services and financial protections, Medicare Advantage plans can be an attractive option for those looking to enhance their Medicare coverage with additional benefits.

Submitting your information allows an agent to reach out to you with more details about the costs and coverage options of health plans. ChristopherAlesevich.com is not linked, endorsed, or authorized by the Center for Medicare and Medicaid Services or any government body. This non-governmental site provides basic information about Medicare, Medicare-related services, private Medicare, Medigap, and services for Medicare beneficiaries. For comprehensive details about the Government Medicare program, please visit the Official US Government Site: www.medicare.gov. We do not offer every plan available in your area. Our information is limited to the plans we offer in your location. For a full list of your options, please contact Medicare.gov or 1-800-MEDICARE.

Plans are provided by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the renewal of the plan’s contract with Medicare.

This is an insurance solicitation. Outside the Medicare Annual Enrollment Period, members can enroll in a plan only if they meet specific criteria. A licensed insurance agent can help determine your eligibility. We are not connected with, nor endorsed by, the U.S. government or the federal Medicare program. Plan availability varies by region and state. Callers will be connected with a licensed insurance agent from a third-party partner of Medicare Phone Support who can provide information about Medicare plan options from one or multiple insurance carriers. This information is not a comprehensive description of benefits. For a complete list of Medicare plans, please contact 1-800-MEDICARE, available 24/7, or visit www.medicare.gov.

The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in these plans depends on contract renewal. Enrollment may be restricted to certain times of the year unless you qualify for a special enrollment period or are in your Medicare Initial Enrollment Period. Deductibles, copays, and coinsurance may apply.

For assistance with plan choices, you can always contact 1-800-MEDICARE, or your local State Health Insurance Program (SHIP).

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